Effective Date: April 11, 2025

These Terms of Use ("Terms") govern your use of the website and services provided by SJR Consulting Oy (Business ID: 3100697-4), Minna Canthin katu 4, 70100 Kuopio, Finland ("we", "us", "our").

By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Services

Our services include consulting, training, digital content, downloadable materials, and other related services provided through our website.

2. User Obligations

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any laws or regulations

• Infringe our intellectual property rights

• Use the services to distribute harmful content, malware, or spam

• Attempt unauthorized access to our systems

3. Intellectual Property

All content on the website (texts, images, videos, graphics, logos, etc.) is owned by SJR Consulting Oy or its partners and is protected by copyright and trademark laws. Unauthorized use is prohibited.

4. Limitation of Liability

We are not liable for:

• Interruptions or errors in the services

• Data loss

• Any indirect, incidental, or consequential damages

Use of the services is at your own risk.

5. Links to Third-Party Websites

Our services may include links to external websites. We are not responsible for the content or security of third-party websites.

6. Changes to Services

We reserve the right to modify, suspend, or discontinue services at any time without prior notice.

7. Changes to Terms

We may update these Terms from time to time. By continuing to use the services after changes are published, you agree to the updated Terms.

8. Governing Law and Dispute Resolution

These Terms are governed by Finnish law. Any disputes will primarily be resolved through negotiation. If necessary, disputes will be handled by the District Court of Kuopio, Finland.

9. Contact Information

If you have any questions regarding these Terms, please contact: info(at)sjrconsulting.fi